The 7 Deadly Sins of Credit Card Use
Credit cards can make or break a financial situation, depending on how the cardholder uses them. If used in moderation and paid on time, credit cards can improve your credit…
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Simple Steps to Automate Bill Pay
Paying your bills on time can be a struggle for the average working American. Why not relieve some of the burden and set up automatic bill pay to eliminate the…
The Advantages and Disadvantages to 401(k) Loans
Due to a struggling economy, many people are having trouble finding the funds to pay off debt or cover a down payment. And with banks tightening their lending criteria, more…
1099 Reporting Issues for 2011
Tax law requires businesses to provide information returns, such as 1099s, to each payee that the business has paid $600 or more for the year. In general, a business (not…
Deals to Take Advantage of in 2012
In a time of rising fuel prices, food and other purchases, customers will find some happiness knowing other items may actually be cheaper in the New Year. Stores are forced…
Debit Cards vs. Credit Cards: Which is better?
With the current controversy over big banks’ debit card usage fees, consumers are starting to question how honest their banks are. As fees continue to rise, are there still incentives…
Friends as Co-Workers Becoming More Common
With the current economy and tough job market, many young adults are working their connections to land employment with the help from their friends. It’s becoming more and more common…
Social Security Myths Dispelled
Social Security is currently under attack due to the fear many Americans have of it failing them. In fact, a poll conducted a year ago found that 60% of adults…
Don’t Let Your Retirement Savings Slip Away
It’s never too late to start saving for retirement. It may not be easy if you get a late start, but it is possible. Here are three effective ways you…
Keeping Workers Happy During the Holidays
Many small businesses choose to remain open during the holidays in order to compete with big retailers and make a little extra revenue. Consequently, someone has to work those hours,…