Several Ways Spending Changes in Retirement
People tend to spend less money in retirement than they did while they were working. According to a recent Employee Benefit Research Institute (EBRI) analysis of Health and Retirement Study,…
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Employers: Employees Don’t Understand Benefits
Though employers spend a lot of money providing good benefits for their employees, many believe their employees actually have little knowledge of their benefit packages. According to a survey by…
4 Retirement Myths to Be Aware Of
Many people are misled by common myths surrounding the difficulties of preparing for and living in retirement. Planning for retirement is tougher today than it was in years past and…
How Your Tax Withholdings Can Teach You How to Save Money
With tax season in full swing, people are finding themselves either happily or unpleasantly surprised with their refund. However, many people are unaware of a method that can increase the…
Payroll Tax Cut Extended Through End of 2012
The Federal Insurance Contributions Act (FICA) imposes two taxes on employers, employees, and self-employed workers – Social Security (employee – 6.2%; employer – 6.2%) and Medicare (employee – 1.45%; employer…
How to Successfully Sell Your Home
The current housing market is prompting many home sellers to become their own real estate agents in attempt to save a little extra money. However, selling a home isn’t as…
Revised Standard Mileage Rates for 2012
Recently, the Internal Revenue Service (IRS) released the standard mileage rates for use in 2012. Taxpayers can use these rates to calculate the deductible costs of operating an automobile. Currently,…
The 7 Deadly Sins of Credit Card Use
Credit cards can make or break a financial situation, depending on how the cardholder uses them. If used in moderation and paid on time, credit cards can improve your credit…
Simple Steps to Automate Bill Pay
Paying your bills on time can be a struggle for the average working American. Why not relieve some of the burden and set up automatic bill pay to eliminate the…
The Advantages and Disadvantages to 401(k) Loans
Due to a struggling economy, many people are having trouble finding the funds to pay off debt or cover a down payment. And with banks tightening their lending criteria, more…