Make This Estate Planning Move Now
Many plan their finances for the years ahead, but don’t remember to update their estate plan. This mistake can greatly affect the future of loved ones and cause big problems….
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How to Tap Your Nest Egg In a Wild Market
With today’s volatile market, your nest egg is vulnerable and the rules have changed. Traditionally, the income withdrawal rate of a retirement account was at 4 percent. It is now…
Ways to Accelerate Retirement Savings
If you realize it’s time to beef up the retirement savings account and you have used your limit on IRAs and your 401(k), don’t worry – you have options. First,…
A Financial Comeback: Real life lessons from a financial planner
Jude Boudreaux has experienced financial ruin and financial triumph. The following are some strategies he recommends that helped him turn his life around and take control. First, find your financial…
Get a Jump-Start on Your 2011 Tax Bill
The summer is a great time to start thinking about taxes and how you can limit the amount you will contribute. The first thing you can do is check the…
5 Financial Moves to Make at Fifty
At age 50, you will have to begin to think about protecting your assets and future income, along with continuing to grow your assets. It is also a great time…
The Pros and Cons of Automatic 401(k) Enrollment
A 2006 law designed to increase retirement savings is allowing companies to auto-enroll employees in 401(k) plans at a lower contribution rate than they would normally contribute on their own….
Ten Social Security Benefits You Didn’t Know You Had
Many Americans don’t realize that Social Security provides medical, disability and dependent coverage for parents, spouses, children and themselves. Do not lose hope for social security. While there are funding…
Milking a Business for Retirement
New strategies designed to help small-business owners save for retirement or pass down their companies to heirs can make sense for some people but also carry risks. Many retirement-plan options…
How Much Are We Really Saving in Our 401(k)s?
According to the Federal Reserve’s Survey of Consumer Finances (SCF), a typical worker who ends up at retirement with earnings of slightly more than $50,000 and who contributed 6 percent…